Austin's Trusted Mortgage Advisor
Home financing that starts with a real conversation
I'm Courtney Wright — a mortgage loan originator with Innovative Mortgage Services, Inc. I help buyers and homeowners in the Austin area navigate the loan process with clarity and confidence.
What Would You Like to Do?
Everyone's situation is different. Tell me where you are, and we'll figure out the right next step together.
A personal introduction
Meet Courtney Wright
I believe the mortgage process should feel straightforward, not overwhelming. My job is to understand your situation, explain your options clearly, and help you make the decision that's right for you — not just the one that's easiest to close.
Loan Programs
Explore Your Loan Options
From first-time buyer programs to non-traditional income options, here are a few of the programs I work with most.
FHA Loans
Low down payment options for buyers with a range of credit profiles. A common choice for first-time homebuyers.
Explore FHA LoansConventional Loans
Competitive rates and terms for buyers with solid credit. Works for primary residences, second homes, and investment properties.
Explore Conventional LoansNon-QM Options
Programs designed for self-employed borrowers, investors, and those with non-traditional income documentation.
Explore Non-QM OptionsHow it works
From First Conversation to Closing
Here's what to expect when you reach out.
Start a conversation
Reach out by phone, email, or the contact form. We'll talk through your goals and situation — no commitment required.
Review your options
I'll explain the programs that may be available for your situation and help you understand the trade-offs.
Get pre-qualified
If you're ready to move forward, we'll work through the pre-qualification process together.
Close with confidence
I stay with you through the process — answering questions and keeping things on track through closing.
Eligibility and approval depend on the loan program and individual circumstances. This process overview is for informational purposes only and does not constitute a commitment to lend.
What You Can Expect
Here's what you can expect when you start a conversation with me.
Understandable explanations
Mortgage terms and options explained in plain language — no jargon, no pressure.
A personal point of contact
One person who knows your file and your goals, from first conversation through closing.
Help comparing options
Guidance on programs that may be available for your situation, with honest context on each.
Support through next steps
Clear direction on what comes next, at every stage of the process.
Resources
Plan Your Next Move
Whether you're just starting to think about buying or ready to apply, these guides can help.
Property Types We Finance
Explore Financing by Property Type
Single-Family Homes
The most common purchase — conventional, FHA, VA, USDA, and jumbo options available.
Condos & Townhomes
Warrantable and non-warrantable condos, subject to project approval requirements.
2–4 Unit Properties
Owner-occupied multi-family with rental income potential. FHA and conventional options.
New Construction
Construction-to-permanent loans and financing for newly built homes.
Investment Properties
DSCR loans, conventional investment financing, and portfolio programs.
Land & Lots
Lot loans for residential land purchases. Build when you are ready.
Ready to start the conversation?
Reach out and let's talk through your situation. No pressure, no commitment — just a real conversation about your options.