Privacy Policy

Legal

Privacy Policy

Effective Date: January 1, 2024

Introduction

Wright Home Lending is committed to protecting your privacy.

Wright Home Lending, operated by Courtney Wright, Mortgage Loan Originator (NMLS# 1059199) with Innovative Mortgage Services, Inc. (NMLS# 250769), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit an inquiry.

By using this website, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use this site.

Information We Collect

We may collect the following types of information:

  • Personal Identification Information: Name, email address, phone number, and any other information you voluntarily provide through our contact or inquiry forms.
  • Financial Information: General information about your home financing goals that you share when requesting a consultation. We do not collect full financial account details through this website.
  • Usage Data: Information your browser sends automatically, including IP address, browser type, pages visited, time and date of visit, and referring URLs.
  • Cookies and Tracking Technologies: We may use cookies and similar technologies to enhance your experience and analyze site traffic.

How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide mortgage consultation services
  • Send you information relevant to your home financing needs
  • Improve our website and services
  • Comply with applicable laws and regulations, including those governing mortgage lending
  • Prevent fraud and protect the security of our website

We will not sell, trade, or rent your personal information to third parties for their marketing purposes without your explicit consent.

Sharing of Information

We may share your information in the following circumstances:

  • With Innovative Mortgage Services, Inc.: As the licensed mortgage company under which Courtney Wright operates, IMS may receive information necessary to process your loan application.
  • Service Providers: We may share information with trusted third-party vendors who assist in operating our website or conducting our business, subject to confidentiality agreements.
  • Legal Requirements: We may disclose your information when required by law, court order, or governmental authority, or to protect our rights and the safety of others.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Sensitive financial information submitted through a formal loan application is handled through secure, encrypted systems provided by Innovative Mortgage Services, Inc. and its technology partners.

Third-Party Links

Our website may contain links to third-party websites, including the NMLS Consumer Access portal and other resources. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Your Rights and Choices

You have the right to:

  • Request access to the personal information we hold about you
  • Request correction of inaccurate information
  • Opt out of marketing communications at any time by contacting us directly
  • Request deletion of your personal information, subject to our legal obligations to retain certain records

To exercise any of these rights, please contact us at Courtney@WrightHomeLending.com.

Children's Privacy

This website is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, please contact:

Courtney Wright

Wright Home Lending | Innovative Mortgage Services, Inc.

Courtney@WrightHomeLending.com

512-838-1355